International business payments
· 140+ countries
Pay bills and receive payments from any country in the world, instantly.
International supplier, vendor, contractor, and payroll payments faster and cheaper than traditional wires. Funds land in minutes with full transaction record. Accounts so you can hold deposits and receive funds.
All in a single, intuitive platform.
All in a single, intuitive platform.
140+
Payout countries supported
95%
Lower fees vs. wires & bank transfers
24/7/365
Settlement
Why teams move to Cybrid Payments
A modern way to transact across borders
Payments settled in minutes
Funds settle in minutes, whether you’re paying out in local currency or receiving funds.
Replaces: Wires that take 2–5 business days, with banking-hour and weekend cutoffs.
A fraction of the cost of a wire
Transparent, end-to-end pricing shown before you send. No surprises at settlement.
Replaces: Slick “digital” banks that bake in huge FX spreads they don’t tell you about.
No engineering required
Get set up in a day — one place to add suppliers, schedule payments, and reconcile.
Replaces: New setups, implementations, and training sessions no one asked for.
Why Cybrid Payments
Reliable, faster, and fully traceable business payments
Built for businesses that can't afford to lose days - or margin - in payments.
Book a demo
Traditional wire
Bank payments
Cybrid Payments
Settlement time
2-5 business days
1-3 business days
Minutes
Receive funds?
No - Have to send a new wire
No - Need a new payment
Yes - Two-way functionality
Deposit account?
Separate
Separate
Included
Per-payment fee
$25-60 + $10-30 intermediary
$20-50 + hidden FX spread
Transparent flat fee + mid-market FX
FX spread
1-3% baked into bank rate
1.5-3% baked in
0.15%-0.25% margin, fully disclosed
Outside banking hours
No
No
Yes - 24/7
Payment status visibility
Limited; "in flight"
Limited
Real-time tracking, end-to-end
Stablecoin treasury funding
No
No
Yes (USDC and USDT)
Recipient experience
Bank deposit
Bank deposit
Bank deposit - identical to a wire
Built-in compliance (KYC/KYB,AML)
Through your bank
Through your bank
Built in - every payment screened
How it works
Fund. Convert. Pay.
Three steps completed in minutes, not days. Cybrid Payments uses stablecoin rails on the backend to skip the correspondent-banking system — your recipient never sees crypto, just a normal bank deposit in their local currency.
1. Set up your Cybrid Payments Account to send and receive funds
Move funds in from your existing US or Canadian business bank account, or from a stablecoin wallet if you hold USDC or USDT.
Then add your recipient’s account details, whether that’s a fiat bank account or stablecoin wallet.
You automatically get deposit details (stablecoin wallet and fiat accounts) to share with payers.
Then add your recipient’s account details, whether that’s a fiat bank account or stablecoin wallet.
You automatically get deposit details (stablecoin wallet and fiat accounts) to share with payers.
We convert and route on stablecoin rails
Money moves the way you need it to: domestic and international, using stablecoins or fiat.
With Cybrid Payments, you can do multiple payment types:
• Fiat to fiat
• Fiat to stablecoins
• Stablecoins to fiat
All in the same platform and the same UX. No additional setup required.
With Cybrid Payments, you can do multiple payment types:
• Fiat to fiat
• Fiat to stablecoins
• Stablecoins to fiat
All in the same platform and the same UX. No additional setup required.
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Recipient gets a normal local- currency deposit
Your supplier sees pesos, rupees, naira, reais, pounds, euros or stablecoins… all paid directly into their local bank account. They’ll notice how quickly the payments arrive, but everything else fits into their normal banking experience.
For receiving funds, you’ll see it appear in your balance the moment the payment settles.
For receiving funds, you’ll see it appear in your balance the moment the payment settles.
How to fund your Cybrid Payments balance
Multiple options — pick whatever fits your treasury process.
For U.S. businesses
ACH push
RTP / FedNow
Domestic wire
USDC or USDT
For Canadian businesses
EFT
Interac e-Transfer
Domestic wire
USDC
Use cases
Built for the way modern businesses pay
Supplier & vendor payments
Pay overseas manufacturers, raw-material suppliers, contract producers, and trade partners - faster, cheaper, and without wire fees eating your margins. Or receive payments, refunds, and other transactions as a recipient.
Best for: Import/export, manufacturing, e-commerce, DTC, logistics, supply chain
International contractor payroll
Pay your global team — designers, developers, agencies, marketers — on schedule, every cycle, in their local currency. Replace the spreadsheet juggling and patchwork of wires, transfers, and other retail-focused solutions.
Best for: Creative agencies, dev shops, SaaS, consulting firms, distributed teams
Vendor & operational bills
Pay or request payment for services, international SaaS subscriptions, agency invoices, consulting fees, and operational vendor bills without nickel-and-diming on every $200 wire.
Best for: Finance and AP teams managing international vendor sprawl
Web3 stablecoin treasury
Already hold USDC or USDT? Fund your Cybrid Payments account with stablecoins and pay any Web2 vendor. They get a normal bank deposit and never see crypto.
Best for: Crypto-native businesses, Web3 startups, DAOs, blockchain companies
Compliance & security
Built for the way modern businesses pay
Cybrid Payments is operated by Cybrid Technology Inc., a licensed money services business in the U.S. and Canada. Every payment is screened, monitored, and recorded - so your finance, compliance, andaudit teams have what they need.
U.S. Money Transmitter Licensed
FINTRAC Registered (Canada)
RPAA Registered (Canada)
Powered by Cybrid
Licensed in the U.S. and Canada
Money-transmitter coverage across all 50 U.S. states via our regulated partner-bank framework; a registered MSB with FINTRAC and a Payment Service Provider under Canada’s RPAA.
KYC and KYB on every party
Every business and individual added to your account is screened. AML checks run when contacts are added and again before each payment.
Sanctions and Travel Rule
All payments screened against OFAC, UN, EU, and local sanctions lists. Travel Rule data is collected and transmitted automatically when required.
Audit-ready records
Every payment generates a complete, exportable record - source, route, destination, fees, FX rate, recipient, and timing — ready for auditors and bookkeeping.
End-to-end pricing
$0 platform fee.
Transaction fees as low as 0.15%
With Cybrid Payments, our stablecoin-backed infrastructure brings the cost of business payments down up to 95% compared to wires and bank transfers.
With Cybrid Payments, our stablecoin-backed infrastructure brings the cost of business payments down up to 95% compared to wires and bank transfers.
Book a demo to see live pricing
Your cost per payment
Platform fee
$0.00
FX margin
0.15–0.25%
Hidden spreads
None
Transparent flat fee
Shown before you send
A live per-corridor pricing calculator is coming soon. Book a demo for real-time rates today.
Frequently asked questions
How fast does a payment actually arrive?
Most cross-border payouts settle in 5–15 minutes door-to-door, depending on the destination corridor and the recipient's bank cut-off times. Domestic ACH and RTP/FedNow are typically near-instant within their windows.
Does my supplier need to know anything about stablecoins?
No. Your supplier sees a normal local-currency bank deposit — pesos, rupees, naira, reais, whatever their currency is. They don't sign up for an account and they don’t have to download an app or know anything about how the back end works.
Is Cybrid Payments part of a bank?
No. Cybrid Payments is operated by Cybrid Technology Inc., a licensed money services business in the U.S. and Canada. We work with regulated banking partners (including Cross River Bank in the U.S. and DC Bank in Canada) to provide the underlying account infrastructure.
What if my business doesn't currently use stablecoins?
You don't need to. Fund your Cybrid Payments account from your normal business bank account in USD or CAD. The stablecoin rails are only used behind the scenes to settle the cross-border leg — you and your recipient both work in regular fiat.
Which countries can I send to?
We support payouts to recipient banks in 140+ countries. Live corridors include the U.S., Canada, Mexico, Colombia, Pakistan, Bangladesh, and the Dominican Republic, with India, Nigeria, Hong Kong, Kenya, and many others coming online. If you have a specific corridor in mind, ask us — we can usually enable new corridors quickly.
How is FX calculated?
We use the mid-market FX rate from our payout providers, passed through to you with no hidden spread. Our margin on cross-border payouts is a transparent 0.15%–0.25%, disclosed before you send.
How long does setup take?
Most businesses are signed up, verified, and live in a single day. There are no engineering integrations required — just sign up, complete KYB (business verification), fund your balance, and start paying.
Is there a minimum volume?
No. There is no platform fee and you only pay transaction fees on payments you make or receive. Volume-based pricing is available for businesses processing $2M+ per month.
Stop overpaying to pay bills across borders.
Book a 20-minute demo and see your first payment land in minutes - not days.
See live pricing for your corridors
No engineering — live in a day
Talk to a payments specialist